Terms of service

Who we are

The service is provided by Northline, operating as Northline Economics ("Northline", "we" or "us"). Contact: contact@canadianeconomicatlas.com.

The service

Northline provides economic research, data tables and tools. During the free launch, reading the research and using the public data tools is free and needs no account. No accounts or paid plans are offered. Custom research is separate: it is agreed in writing, and the research service terms apply to it.

We may add, change or remove features. To use the service you must be able to form a binding contract where you live, or have a parent's or guardian's permission.

Research disclaimer

Northline publishes descriptive economic information. Nothing on this site or in any Northline product is investment, financial, tax, legal, accounting, valuation or real-estate advice, and nothing is a recommendation to buy, sell or hold anything or to make a particular decision. We do not know your circumstances.

• Data can be wrong or can change. Figures come from third-party publishers, who may delay, revise or correct them. Each chart states its source and when it was retrieved. Check an important figure against its source before relying on it.
• A relationship is not proof. A link between two measures, or a pattern in past data, does not show that one causes the other or that the pattern will continue.
• Scenarios are not predictions. Scenarios, planning ranges and what-if tools depend on the assumptions stated with them. Northline does not publish economic forecasts of its own.
• AI assistance. Research is prepared with AI assistance. The editorial standards explain how research is checked and approved.
• Your decisions are yours. You are responsible for how you use this information. Talk to a qualified professional before making a decision that matters.

Payment

Reading the site and using its tools is free. Custom research is paid by invoice under the research service terms; this site takes no card payments.

Data and licences

Northline does not own the statistics it shows. They come from third-party publishers under their own licences, and those publishers do not endorse Northline. Each chart and export carries its source and attribution. The data attribution page lists the publishers.

Not all data may be redistributed commercially. Being able to read a series here gives you no right to resell or republish it. You may use exports and figures for your own internal work, and you must keep the attribution included. You may not resell or republish bulk exports, or use them to build a competing data service, unless a written licence says otherwise. Any other reuse must meet the original publisher's licence. We cannot give you more than that licence allows.

Some series are never exported, because their licence forbids it. The following can be read on the free site but are left out of exports and paid work until their terms for paid use are settled:

• Average rents (Statistics Canada table 34-10-0133-01), which originate with the Canada Mortgage and Housing Corporation (CMHC).
• Rental vacancy rates (Statistics Canada table 34-10-0130-01), which originate with the Canada Mortgage and Housing Corporation (CMHC).
• Housing starts, completions and units under construction (Statistics Canada tables 34-10-0154-01 and 34-10-0158-01), which also originate with CMHC.
• World Bank indicators that originate with the International Monetary Fund, the International Labour Organization or the International Comparison Program.
• European Central Bank series, because the terms found do not address automated retrieval.

Intellectual property

The site's text, charts, design and software belong to Northline or its licensors and are protected by copyright. Third-party statistics, quotations and map data belong to their owners.

You may link to any page. You may quote a short passage or show a single chart if you credit Northline Economics, link to the page and keep the chart's source line. For anything more, such as republishing an article or copying a dataset or a large part of the site, ask us first. Do not use the Northline name or logo in a way that suggests we endorse you or your work.

Your material. What you create in Intelligence Studio stays in your browser and stays yours. If you send us feedback, we may use it without owing you anything.

Acceptable use

• Do not share access credentials or try to get around access controls, usage limits or rate limits.
• Do not overload, probe or disrupt the service.
• Do not use the service to break the law or anyone's rights. Do not present Northline's work as something it is not, for example by removing a source line or the assumptions behind a scenario.
• Do not put other people's personal information, or anything you are not allowed to share, in workspaces, comments or forms.

Availability

The service is provided as is and as available, with no uptime guarantee. We do not promise that it will be uninterrupted or free of errors. Data may be delayed or revised by their publishers. To the extent the law allows, we give no warranty about the service or its content, express or implied.

Suspension and ending

You can stop using the service at any time. We may suspend or end your access if you break these terms, if your use puts the service or other people at risk, or if a data publisher or the law requires it. The parts of these terms that are meant to last, such as the research disclaimer, intellectual property and liability, continue afterwards.

Liability

To the extent the law allows:

• we are not liable for indirect, consequential or special loss, or for lost profits, revenue, data or opportunity, arising from the service or from relying on its content; and
• our total liability for all claims is limited to the fees you paid Northline for the specific project giving rise to the claim.

Nothing in these terms limits liability that cannot be limited by law, or takes away a right under consumer protection law that cannot be waived.

Changes to these terms

We may change these terms. The new version will appear here with a new effective date. If a change is significant, we will also give notice on the site or by email before it applies. If you keep using the service after that, the new terms apply to you.

Governing law

These terms are governed by the laws of Alberta and the federal laws of Canada that apply there. Disputes go to the courts of Alberta, unless the law where you live gives you the right to bring a claim there. If part of these terms cannot be enforced, the rest still applies.

Contact

Questions about these terms go to contact@canadianeconomicatlas.com. See also the contact page.